EPF Contributions

Modified on Wed, 28 Feb at 1:10 PM

What is EPF?

Employees' Provident Fund commonly known by the acronym EPF is a federal statutory body under the purview of the Ministry of Finance. It manages the compulsory savings plan and retirement planning for private sector workers in Malaysia.

Related:

EPF Contribution Rate

Employee’s Status	Monthly Salary Rate	Stage 1 (Below 60 years old)	Stage 2 (Age 60 and above)
Malaysian Permanent Residents (PR) Non-Malaysians (registered as member before 1 August 1998)	No limit		Applicable for (i) only Employees share: 0% Employer’s share: 4% *(Ref Contribution Rate – Section E)*
	RM5,000 and below	Employees share: 11% Employer’s share: 13% *(Ref Contribution Rate – Section A)*	Applicable for (ii) and (iii) only Employees share: 5.5% Employer’s share: 6.5% *(Ref Contribution Rate – Section C)*
	More than RM5,000	Employees share: 11% Employer’s share: 12% *(Ref Contribution Rate – Section A)*	Applicable for (ii) and (iii) only Employees share: 5.5% Employer’s share: 6.5% *(Ref Contribution Rate – Section C)*
Non-Malaysians (registered as member from 1 August 1998)	No limit	Employees share: 11% Employer’s share: RM5.00 *(Ref Contribution Rate – Section B)*	Employees share: 5.5% Employer’s share: RM5.00 *(Ref Contribution Rate – Section D)*

Kindly refer to the EPF table here: https://www.kwsp.gov.my/documents/d/guest/jadual-ketiga-bi-pdf-1?preview

Note:

Employers are not allowed to calculate the employer’s and employee’s share based on exact percentage EXCEPT for salaries that exceed RM20,000.00. The total contribution which includes cents shall be rounded to the next ringgit.
Effective July 2022 salary/wage (August 2022 contribution month).

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